Time to start your year-end tax planning

By Richard Jackson | 20th December 2019

The Autumn Budget may have been deferred, but the tax year clock is still ticking.   The deferral of the Autumn Budget, originally due on…

Higher state pension increases on the cards

By Richard Jackson | 20th December 2019

Recently released economic data suggest a relatively large increase in the main state pensions for the next tax year, but it’s still inadequate for a…

HMRC keeps an eye on offshore fund investors

By Richard Jackson | 12th December 2019

In early November, HMRC undertook a distinctly non-festive bulk mailing.  “We receive information about investment funds and this information shows that you may have…

Factor inflation into your planning cycle

By Richard Jackson | 10th December 2019

Inflation has fallen to its lowest level in almost three years, but you should still take it into account. The October measure of annual…

Starting early for tax year end investments

By Richard Jackson | 25th November 2019

Venture Capital Trusts have started their fundraising for 2019/20.   There was a time when tax year-end planning didn’t begin until a March Budget was…

One step at a time – investing slowly

By Richard Jackson | 20th November 2019

Are you reluctant to make a lump sum investment in case the timing is wrong?  FTSE 100: 1 January 2017 – 31 October 2019…

What price our tax reliefs?

By Richard Jackson | 18th November 2019

When you look at your annual tax statement, have you ever wondered about the overall cost of the tax reliefs you enjoy? HMRC has…

Probate fee increases abandoned

By Richard Jackson | 15th November 2019

The planned reform of probate fees in England and Wales has been scrapped.  A year ago, the government tabled proposals to increase the level…

UK dividend growth continues, but for how long?

By Richard Jackson | 14th November 2019

Recent data show that dividends from UK shares rose by nearly 7% year-on-year in the third quarter.  The latest Dividend Monitor from Link Asset…

New tax proposals from the IPPR

New thinking for Labour on tax?

By Richard Jackson | 28th October 2019

New proposals for reforming capital gains and income tax have been published by an influential think tank which could make their way into an…

Marks and Spencer shares dropped out of the FTSE 100

Blue chips take a knock as Marks & Spencer relegated from FTSE 100

By Richard Jackson | 23rd October 2019

Marks & Spencer was demoted from the FTSE 100 in September.  The FTSE100 is subject to a quarterly review of its 100 constituents. The…

Interest rates are falling below inflation

Interest rates back on the slopes

By Richard Jackson | 21st October 2019

In September the US and European central banks cut interest rates, again. When the US central bank, the Federal Reserve, cut its main interest…

Annuity rates have hit a 25-yearlow

Annuity rates hit 25-year record low

By Richard Jackson | 21st October 2019

Annuity rates hit their lowest level since 1994 in September, with implications for those making retirement decisions.  Since the introduction of pensions flexibility in…

Tax planning: who are the top 1% of income tax payers?

By Richard Jackson | 2nd October 2019

A recent report looking at who pays the most income tax reveals some interesting findings.  The Institute for Fiscal Studies (IFS) published a briefing…

HMRC's compliance crack down has netted £34 billion

HMRC’s compliance crack down brings in £34 billion

By Richard Jackson | 30th September 2019

New figures show HMRC’s compliance crack down efforts are yielding substantial sums.   In early August, HMRC issued its annual report and accounts for 2018/19.…

The pension age has been forecast to rise to 75

How do you feel about taking a pension at 75?

By Richard Jackson | 26th September 2019

Is a state pension age (SPA) of 75 looking more likely?  Recommendation The SPA should better reflect the longer life expectancies that we now…

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