Investors have key lessons to learn after the Covid-19 pandemic

Four financial lessons from the Covid-19 pandemic

By Richard Jackson | 18th February 2021

As the pandemic enters its second year, what have we learned?  The World Health Organisation declared Covid-19 a pandemic on 11 March 2020, coincidentally…

First-time buyer deposits rise after Covid-19 property boom

By Richard Jackson | 16th February 2021

The average deposit paid by first-time homebuyers jumped by £10,000 in 2020. When the pandemic took hold in the first half of last year,…

Hopes for UK dividends in 2021

UK dividends: A bad 2020, but a better 2021?

By Richard Jackson | 16th February 2021

New data show how far UK dividends fell last year, but projections for 2021 suggest the declines are nearly over.   In January 2021, Link…

The pension triple lock will deliver a 2.5% increase in April

State pensions: the triple lock marches on…

By Richard Jackson | 25th January 2021

The main state pensions will rise by 2.5% in April.  The absence of an autumn Budget in 2020 meant that there was no formal…

Tax year-end may be moved this year

The tax year-end approaches as filing deadline eased

By Richard Jackson | 21st January 2021

2020/21 is drawing to a close, with a Budget now slated for early March. Ahead of that, HMRC is easing some of its traditional…

Is the Chancellor considering imposing a wealth tax?

Imposing a wealth tax – a viable option?

By Richard Jackson | 18th January 2021

An independent body of tax experts has set out the framework for a one-off wealth tax.  Will the Chancellor be tempted? “We have a responsibility,…

Investment - Investors went on a rollercoaster ride in 2020

The 2020 investment year – a ride to remember

By Richard Jackson | 18th January 2021

Investment – The world’s share markets had a rollercoaster ride in 2020.  Index 2020 Change FTSE 100 -14.3% FTSE All-Share -12.5% Dow Jones Industrial…

Not the autumn budget. The Chancellor’s November ‘Financial Statement’ revealed more spending and more government borrowing, but no mention of tax rises.

Not the Autumn Budget or the Autumn Statement

By Richard Jackson | 18th December 2020

The Chancellor’s November ‘Financial Statement’ (not a Budget) revealed more spending and more government borrowing, but no mention of tax rises.   The UK budgetary…

The UK pension age is now 66

When I’m 66 – the state pension age’s latest milestone

By Richard Jackson | 16th December 2020

The latest phasing of State Pension Age (SPA) increase is now finished.  On 6 October 2020, the SPA reached 66. Unless current legislation is…

Recent cuts to NS&I interest rates have led to others following suit.

Interest rates: continuing challenges in the search for income

By Richard Jackson | 15th December 2020

Deposit rates are continuing to fall.  On 24 November, the interest rate cuts that National Savings & Investments (NS&I) announced back in September took…

Capital Gains Tax rises forecast

Capital gains tax: increases on the way?

By Richard Jackson | 11th December 2020

A recent report could herald changes to capital gains tax.  Last July the Chancellor asked the Office of Tax Simplification (OTS) to undertake a…

Fireworks in November

By Richard Jackson | 10th December 2020

November was an exciting month for the world’s stock markets.  Source: November was an exhilarating month on the world’s stock markets, as the…

The company car is declining in popularity as an employment perk.

Company cars – rolling downhill?

By Richard Jackson | 27th November 2020

New HMRC data show the popularity of this traditional perk could be waning. There was a time when the company car was the fringe benefit that…

The Chinese stock market is at a recent high

China: ever larger, ever changing

By Richard Jackson | 23rd November 2020

The Chinese stock market broke the $10 trillion barrier in October.  The total value of China’s stock markets in Shanghai and Shenzhen surpassed $10…

Few self-employed people are saving for their pensions

Can you afford to retire if you’re self-employed?

By Richard Jackson | 19th November 2020

New research shows the majority of the self-employed are not saving for retirement.  Here’s a quick quiz: Are you self-employed?  If so, have you contributed…

Dividend payments - light in the tunnel?

Some light in the dividend payments tunnel

By Richard Jackson | 16th November 2020

A recent report on UK dividend payments suggests the worst of the cuts may be over.  First, the bad news: In the third quarter of…

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