healthcare costs

Healthcare costs are rising

By Richard Jackson | 12th February 2017

Healthcare costs are rising The government’s financial watchdog, the Office for Budget Responsibility (OBR), has been mulling over future pension and healthcare costs. In…

Is inflation coming back?

By Richard Jackson | 6th February 2017

December’s inflation figure was the highest since July 2015. For much of 2015, inflation barely existed. On the government’s chosen measure, the Consumer Prices…

Good year for sterling investors in world stock markets

By Richard Jackson | 29th January 2017

At first sight, the results from the world’s main share markets in 2016 appear mixed, but that’s before currency effects are considered. It has…

The residence nil rate band – not so simple

By Richard Jackson | 29th January 2017

From April, the residence nil rate band comes into being.   It was nearly two years ago that the Conservatives’ manifesto for the 2015…

A spring time scene - the last Spring Budget will happen soon.

The last Spring Budget date has been set

By Richard Jackson | 29th January 2017

The Treasury has announced the date of the next Budget.   It may feel like Mr Hammond’s Autumn Statement was only a few days…

Tight turnaround for tax planning before Spring Budget

By Richard Jackson | 20th January 2017

The Treasury has announced the date of the next Budget. On 15 December, the US Federal Reserve (Fed) raised its key short term interest…

Automatic enrolment – seven million and counting

By Richard Jackson | 20th January 2017

Automatic enrolment has reached a new landmark, but the path from 2017 onwards could be challenging.  When automatic enrolment (AE) into workplace pensions started…

Pension flexibility – another annual allowance cut

By Richard Jackson | 5th January 2017

The Autumn Statement revealed plans for another annual allowance cut – affecting pension flexibility. When pensions flexibility was announced in March 2014, it did…

The cafeteria is closing – fewer salary sacrifice options

By Richard Jackson | 5th January 2017

The Autumn Statement confirmed plans to limit the scope for salary sacrifice arrangements. In recent years, the number of employers offering ‘cafeteria’ remuneration has…

Deposit protection limits to rise in 2017

By Richard Jackson | 2nd January 2017

It looks likely that the deposit protection limit will rise at the end of January. At the start of 2016, the maximum amount of…

Putting a price on unpaid work

By Richard Jackson | 22nd December 2016

The Office for National Statistics has been examining the value of unpaid work. Every three months the news headlines draw attention to how much…

The Trump card has been dealt

By Richard Jackson | 20th December 2016

What are the investment consequences of the surprise US election result? The arrival of Donald Trump marks a change of direction for the US…

Radical reform for pension contribution tax relief?

By Richard Jackson | 6th December 2016

Could tax relief for pension contributions be based on your age rather than the rate of income tax you pay? The pre-Autumn Statement rumour mill…

State Pension Age: getting older?   

By Richard Jackson | 3rd December 2016

The government has published an independent review on the state pension system. There was a time when it was all so simple: men drew…

A spring time scene - the last Spring Budget will happen soon.

A better quarter

By Gil | 1st November 2016

The third quarter of 2016 was not the meltdown it threatened to be after the referendum. The final days of the second quarter of…

Cash defies low interest rates

By Gil | 28th October 2016

New statistics from HMRC show that cash is still a popular ISA investment, despite ultra-low interest rates. In early summer the Financial Conduct Authority…

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