Tax Day 2021
The Spring Budget on 3 March was not the end of the taxing story. The run up to the March Budget was accompanied by…
ESG comes into its own
Three letters, ESG, have become a major driving force in investment decisions. ESG – environmental, social and governance – considerations are playing an ever-increasing…
Should you incorporate?
The planned increase in corporation tax has changed some of the mathematics on incorporation. The Budget announced a significant change to corporation tax from…
Global dividends in 2020
A recent report showed that global dividend payments held up much better than those in the UK in 2020. For investors in UK shares…
The twenty-year IHT freeze
The freeze on the inheritance tax (IHT) nil rate band will mean more tax from more estates. In March 2006 the then Chancellor, Gordon…
NMPA: Were you born after 5 April 1971?
A new consultation paper has set out more details of an increase in the normal minimum retirement age or NMPA. In February the Treasury…
UK interest rates quadruple in two months
The UK base rate may be stuck at 0.1%, but there is interest rate movement elsewhere. The Bank of England has kept its base…
CPI – Inflation at a turning point?
We could see a jump in inflation soon. The pandemic has posed problems for the Office for National Statistics (ONS) when it comes to…
Pensions lifetime allowance devaluation continues
The Budget announced a five-year freeze to the standard lifetime allowance for pensions. The standard lifetime allowance (SLA) is an important pensions number. It…
The spring 2021 Budget
A quiet turning of the tax screw. Just before the Budget arrived on March 3, it seemed as if the Chancellor would have nothing…
Interest rates double since March 2020
No, the headline is not wrong… Interest rates matter. At the personal finance end of the spectrum, they determine what you earn from bank…
Tax planning: Prepare for the new tax year
Taking some time to start planning for 2021/22 now can be worthwhile. While there is often a focus on planning for the end of…
Four financial lessons from the Covid-19 pandemic
As the pandemic enters its second year, what have we learned? The World Health Organisation declared Covid-19 a pandemic on 11 March 2020, coincidentally…
First-time buyer deposits rise after Covid-19 property boom
The average deposit paid by first-time homebuyers jumped by £10,000 in 2020. When the pandemic took hold in the first half of last year,…
UK dividends: A bad 2020, but a better 2021?
New data show how far UK dividends fell last year, but projections for 2021 suggest the declines are nearly over. In January 2021, Link…
State pensions: the triple lock marches on…
The main state pensions will rise by 2.5% in April. The absence of an autumn Budget in 2020 meant that there was no formal…
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