Keep going well…? Shell’s historic dividend cut

By Richard Jackson | 25th June 2020

When a 75-year run is broken, something significant has probably happened. If you are of a certain age, ‘Keep going well…’ could have you…

Missing in inaction: calculating inflation under lockdown

By Richard Jackson | 19th June 2020

The Covid-19 pandemic has created problems for the statisticians who calculate the rate of inflation. Inflation, as measured by the Consumer Prices Index (CPI),…

Deadline written on a calendar - July 31

Deferring July’s income tax payment after Covid-19

By Richard Jackson | 16th June 2020

The imminent payment on account does not have to be paid. The last Friday in July is the due date for the second 2019/20…

Should you review your pension fund withdrawals?

By Richard Jackson | 12th June 2020

The fall in world stock markets has cut the value of many pension pots. Which would you choose as investment performance, assuming a £10,000…

The covid crisis may see the introduction of negative interest rates says a recent survey

Don’t be so negative…

By Richard Jackson | 10th June 2020

Could UK interest rates head into negative figures? Source: Bank of England The Bank of England’s chief economist, Andy Haldane, suggested in mid-May that…

Covid-19 measures: 29 May 2020 Update

By Richard Jackson | 1st June 2020

On Friday 29 May the Chancellor, Rishi Sunak, presented further details of how several key schemes will develop over the coming weeks and months.…

Covid-19 measures: 22 May 2020 Update

By Richard Jackson | 26th May 2020

Following the range of updates over the last several weeks, we have now rounded up the latest information from the government on specific schemes…

Crisis lessons – spotlight falls on social security net

By Richard Jackson | 25th May 2020

The Covid-19 pandemic has highlighted many aspects of life which had previously gone unnoticed or ignored and found the holes.  The full extent to…

All the zeros: five-fold government borrowing expectations

By Richard Jackson | 22nd May 2020

The government could end up borrowing five times as much as it expected on Budget day.  In the Budget on 11 March, the Office…

Rise in lockdown will writing highlights forward planning needs

By Richard Jackson | 20th May 2020

One perhaps unsurprising side-effect of the Covid-19 pandemic has been an upsurge of interest in wills and estate planning. However, the lockdown is constraining…

The uses of investment losses…

By Richard Jackson | 15th May 2020

The Covid-19 pandemic has seen the values of many investments fall. But lower values can have a useful upside.  ‘It’s an ill wind that…

. CTFs and Junior ISAs (JISAs) are tax efficient ways of saving for children: the annual subscription limit has now doubled.

Out with the old and a boost for the new for children’s savings

By Richard Jackson | 27th April 2020

2020 sees an old plan mature and its replacement given a boost.  Be prepared to feel just a little old: the first Child Trust…

Review your IHT planning in case the Autumn Budget brings in the anticipated changes

The inheritance tax dog that didn’t bark…

By Richard Jackson | 22nd April 2020

One of the few surprises in March’s Budget was that the Chancellor never mentioned inheritance tax (IHT) or expected simplification measures. Before 11 March…

A change to the annual allowance taper

By Richard Jackson | 20th April 2020

One of the more controversial pension tax rules – the annual allowance taper – was slightly reformed in the Budget.  The annual allowance effectively…

2. The Bank of England base rate is at an all-time low: now could be the time to review your long term financial planning, investments and retirement income.

Base rate – the last cut is the deepest…

By Richard Jackson | 16th April 2020

The Bank of England’s two unscheduled base rate changes in March took interest rates to a new all-time low. The Bank of England’s 0.5%…

Coronavirus has greatly impacted the stock markets, with the UK FTSE 100 and US Dow Jones Index suffering the worst performance since 1987.

The quarter of the unexpected – the markets’ story

By Richard Jackson | 15th April 2020

The first quarter of 2020 was a traumatic one for investors. 2020 started off well enough. Until the middle of February, most global share…

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