Tax year planning – start at the beginning, not the end

Tax year planning

Doing your tax year planning at the start of the 12-month cycle can be just as valuable as its more familiar year end counterpart. The run up to 5 April, with the Budget (and often Easter) intervening, can be a frenetic time for personal financial planning. All tends to go quiet once the new tax year…

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Time to welcome the Lifetime ISA 

Lifetime ISA

April 6 marks the launch of a new ISA variant, the Lifetime ISA (LISA).  One of the last surprises produced by George Osborne in his final Budget was the announcement of the LISA or Lifetime ISA. Shortly after Mr Osborne was replaced it began to look as if the LISA, as it inevitably became known,…

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The rising dividend and the falling pound

The falling pound

Recently released figures show that UK dividends grew faster than inflation in 2016. The number crunchers at Capita Asset Services, one of the UK’s main share registrars, have been working out how much was paid out in dividends by UK listed companies in 2016. The number they have come up with is £84.7bn, an increase…

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National Savings lose lustre with interest rates cut

National Savings Interest Rates

National Savings & Investments are cutting interest rates from 1 May. National Savings and Investments (NS&I) has announced that it will be cutting interest on four of its variable rate products from 1 May. It says the cuts follow on from the Bank of England’s base rate cut to 0.25%, a reduction which occurred last…

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