Chancellor Rishi Sunak's Budget speech on March 3 has divided critics and analysts. He has extended coronavirus support schemes and outlined plans for the UK's post-pandemic recovery. His announcements bring the government’s total coronavirus spending to £407bn. He said and that huge challenges lie ahead to address record levels of borrowing. Our expert and impartial guide to the legal and financial changes is available as a free download here.
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If you require pension advice look no further than Jackson Toms, the pensions specialists. We are highly experienced financial advisers, offering a professional independent service to our clients since 2003.
The value of the investment can go down as well as up and you may not get back as much as you put in.
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Making plans for the future - and understanding the financial options for retirement available to you are among the most important decisions that we make in life. That's why the help of a qualified independent advisor can help.
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News and comment
A new consultation paper has set out more details of an increase in the normal minimum retirement age or NMPA. In February the Treasury and HMRC published a consultation paper on implementing an increase in the normal minimum pension age (NMPA) from 55 to 57. The NMPA sets the earliest age at which retirement benefits (lump…Read More
The UK base rate may be stuck at 0.1%, but there is interest rate movement elsewhere. The Bank of England has kept its base rate below 1% for over 12 years now. The rate first dropped to 0.5% on 5 March 2009, during the financial crisis. It did briefly rise to the dizzying heights of…Read More
We could see a jump in inflation soon. The pandemic has posed problems for the Office for National Statistics (ONS) when it comes to calculating the rate of inflation. For example: How do you measure the price of an item or service when a lockdown means it is not for sale? Two good examples are the…Read More
The Budget announced a five-year freeze to the standard lifetime allowance for pensions. The standard lifetime allowance (SLA) is an important pensions number. It effectively sets the maximum tax efficient value of all your retirement benefits, in the absence of any legislative protections (of which there are many). To the extent that the SLA is…Read More
A quiet turning of the tax screw. Just before the Budget arrived on March 3, it seemed as if the Chancellor would have nothing to say that was not already public knowledge. However, while some of the many leaks were confirmed, none of the pre-Budget pundits correctly predicted the Chancellor’s strategy. Instead of cutting borrowing,…Read More
No, the headline is not wrong… Interest rates matter. At the personal finance end of the spectrum, they determine what you earn from bank deposits (virtually nothing at present) and what interest you pay on your mortgage (about 4.4% if you are paying the average standard variable rate (SVR), but much less for most other…Read More
Jackson Toms Financial Services Limited was founded in 2003 by Richard Jackson and Martin Toms, who ran his own accountancy practice from 1982 to 2006. We have worked extremely hard to build and develop an excellent reputation in Northamptonshire, Leicestershire, Rutland, Bedfordshire and Cambridgeshire. We have done this by providing financial services which are tailored around the unique requirements of the client.
Whatever your feelings, retirement is probably the major opportunity of your life for a new and potentially very enjoyable phase of life in which you and not others manage your time.
At Jackson Toms we will do a full fact find to see what will best suit your needs.
Call us today to make an appointment for Retirement Planning in Kettering on 01536 526 088.
Jackson Toms Financial Services are experts in:
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