The Coronavirus pandemic has already caused immense damage to the economy on a global level. The implications for businesses and individuals have been profound and far-reaching.

In response, the government has looked to address issues on a tactical and strategic level. The changes to legislation have been complex and rapid.

Our expert and impartial guide to the legal and financial changes is available as a free download here.

                   Caring for those around us

For a brighter old age

 

                                   For your peace of mind

 

 

 

For expert impartial advice

Jackson Toms - the pensions specialists

The local pensions specialists

If you require pension advice look no further than Jackson Toms, the pensions specialists. We are highly experienced financial advisers, offering a professional independent service to our clients since 2003.

The value of the investment can go down as well as up and you may not get back as much as you put in.

Why Jackson Toms

Our reputation is built on the quality of service we provide. Our advice is based on a full understanding of every client's personal circumstances and We perform a full fact find into what is best for your specific situation.

Call us today to make an appointment or fill out our Contact Us form...

Expert advice

Making plans for the future - and understanding the financial options for retirement available to you are among the most important decisions that we make in life. That's why the help of a qualified independent advisor can help.

For a no-charge first meeting with Jackson Toms, contact us today.

The £30 billion budget plan to revitalise the economy

Some call it the Corona Budget. But however it is remembered, Chancellor Rishi Sunak delivered the unexpected. Instead of the traditional policy of increasing taxes with the next election a distant prospect, we got policies of increased spending. And a lot of it too.

He announced a total package of fresh spending for 2020/21 of £30 billion, of which £12 billion was directly attributed to countering the impact of coronavirus on the UK economy and NHS finances.

READ OUR BUDGET ANALYSIS HERE

News and comment

Imposing a wealth tax – a viable option?

By Richard Jackson | 18th January 2021

An independent body of tax experts has set out the framework for a one-off wealth tax.  Will the Chancellor be tempted? “We have a responsibility, once the economy recovers, to return to a sustainable fiscal position.” So said the Chancellor Rishi Sunak in his November statement, during which he also highlighted that the government was spending…

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The 2020 investment year – a ride to remember

By Richard Jackson | 18th January 2021

Investment – The world’s share markets had a rollercoaster ride in 2020.  Index 2020 Change FTSE 100 -14.3% FTSE All-Share -12.5% Dow Jones Industrial +7.25% Standard & Poor’s 500 +16.3% Nikkei 225 +16.0% Euro Stoxx 50 (€) -5.1% Shanghai Composite +13.9% MSCI Emerging Markets (£) +12.3% Investors had to hold on tight as 2020 turned…

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Not the Autumn Budget or the Autumn Statement

By Richard Jackson | 18th December 2020

The Chancellor’s November ‘Financial Statement’ (not a Budget) revealed more spending and more government borrowing, but no mention of tax rises.   The UK budgetary cycle is in something of a mess at present. In 2019, unusually the was no Budget thanks to December’s general election. For the same reason, the three-year Spending Review which should…

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When I’m 66 – the state pension age’s latest milestone

By Richard Jackson | 16th December 2020

The latest phasing of State Pension Age (SPA) increase is now finished.  On 6 October 2020, the SPA reached 66. Unless current legislation is changed, it will remain there until 6 April 2026, at which point the next increase, to age 67, starts to be phased in over the following two years. Thereafter the move to…

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Interest rates: continuing challenges in the search for income

By Richard Jackson | 15th December 2020

Deposit rates are continuing to fall.  On 24 November, the interest rate cuts that National Savings & Investments (NS&I) announced back in September took effect. The headline change was a drop in Income Bond rates from 1.15% to just 0.01%.  Reports suggest that NS&I has seen predictably heavy outflows, although savers have struggled to find…

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Capital gains tax: increases on the way?

By Richard Jackson | 11th December 2020

A recent report could herald changes to capital gains tax.  Last July the Chancellor asked the Office of Tax Simplification (OTS) to undertake a review of capital gains tax (CGT) “in relation to individuals and smaller companies”. The request was something of a surprise for two reasons. Firstly, there had been no suggestion that Mr…

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Jackson Toms

Jackson Toms Financial Services Limited was founded in 2003 by Richard Jackson and Martin Toms, who ran his own accountancy practice from 1982 to 2006. We have worked extremely hard to build and develop an excellent reputation in  Northamptonshire, Leicestershire, Rutland, Bedfordshire and Cambridgeshire. We have done this by providing financial services which are tailored around the unique requirements of the client.

Retirement planning

Whatever your feelings, retirement is probably the major opportunity of your life for a new and potentially very enjoyable phase of life in which you and not others manage your time.
At Jackson Toms we will do a full fact find to see what will best suit your needs.

Call us today to make an appointment for Retirement Planning in Kettering on 01536 526 088.

About Us

Jackson Toms Financial Services are experts in:
■ Pensions
■ Life Cover
■ Retirement Planning
■ Income Drawdown
■ Bringing Pensions together
■ Ongoing Investment Advice

Contact Us

To find out more about the services we offer and the advice we, call us on 01536 526088 for a free initial meeting - or drop us a line…

New Horizons

Planning for your future is easier with the benefit of expert pensions advice. Read what some of our clients say about us...Just click here 

Keep informed

Stay up to date with the complex and changing world of personal finance and planning with out monthly newsletter. Read more here...