Caring for those around us

For a brighter old age


                                   For your peace of mind

For expert advice

Jackson Toms - the pensions specialists

The local pensions specialists

If you require pension advice look no further than Jackson Toms, the pensions specialists. We are highly experienced financial advisers, offering a professional service to our clients since 2003.

The value of the investment can go down as well as up and you may not get back as much as you put in.

Why Jackson Toms

Our reputation is built on the quality of service we provide. Our advice is based on a full understanding of every client's personal circumstances and we perform a full fact find into what is best for your specific situation.

Call us today to make an appointment or fill out our Contact Us form...

Expert advice

Making plans for the future - and understanding the financial options for retirement available to you are among the most important decisions that we make in life. That's why the help of a qualified advisor can help.

For a no-charge first meeting with Jackson Toms, contact us today.

Download our guide to the Spring Statement

Rishi sunak fills up a car

This was not meant to be a March mini-Budget, despite what many headlines have suggested.

Mr Sunak believes in the once-a-year approach to major tax and spending changes, unlike some of his predecessors. However, in both 2020 and 2021, the pandemic put paid to that aspiration.

You can download our free guide to the Spring Statement by clicking here….

News and comment

As interest rates rise, buy-to-let tax changes start to bite

By Richard Jackson | 24th June 2022

Changes to tax rules made some years ago could soon inflict financial pain for buy-to-let landlords as interest rates rise.  In the post-election Budget of 2015, the then Chancellor, George Osborne, announced a surprise set of changes to the tax rules for buy-to-let (BTL) residential properties. The most significant was the treatment of interest on BTL…

Read More

Automatic enrolment – a pension success story

By Richard Jackson | 20th June 2022

Party(ing) politicians are held in low esteem at present, but there is one cross-party measure that deserves to be recognised – automatic pension enrolment. But its success shouldn’t be an excuse for complacency. Eighteen years ago, the Pensions Commission, set up by the Blair government, published its first report into UK pension provision. In 2005 a…

Read More

Energy price at the heart of Chancellor’s May statement

By Richard Jackson | 15th June 2022

In late May, the Chancellor announced new measures to counter the rising cost of living, in particular energy prices. Initial measures for 2022 In early February 2022, the Chancellor announced a package of measures to reduce the impact of the £693 April 2022 increase in Ofgem’s energy price cap. These were primarily: A £150 council…

Read More

Is it time to take AIM with your ISA?

By Richard Jackson | 10th June 2022

The tax benefits of ISAs can extend to inheritance tax.  Individual Savings Accounts (ISAs) have three major tax advantages: No UK income tax liability on UK dividends and interest. With frozen tax bands and allowances plus an increase in dividend tax rates for this tax year, that tax freedom is more valuable than ever. No…

Read More

Inflation: getting real about returns

By Richard Jackson | 3rd June 2022

With inflation edging ever closer to double digits, the way you think about investment returns may need to change.   From January 2000 to the start of this year, inflation, as measured by the Consumer Price Index (CPI), averaged 2.3%. Over that period, it had briefly risen above 5% three times – in 2008, 2011 and, most…

Read More

Far from simple equation for student loans

By Richard Jackson | 27th May 2022

In theory, high inflation should mean high interest rates for student loans. But it is not that simple.  The Retail Prices Index (RPI) is no longer used as a National Statistic, but the government still finds uses for the index when the results work in its favour (because it is usually higher than the Consumer…

Read More

Jackson Toms

Jackson Toms Financial Services Limited was founded in 2003 by Richard Jackson and Martin Toms, who ran his own accountancy practice from 1982 to 2006. We have worked extremely hard to build and develop an excellent reputation in  Northamptonshire, Leicestershire, Rutland, Bedfordshire and Cambridgeshire. We have done this by providing financial services which are tailored around the unique requirements of the client.

Retirement planning

Whatever your feelings, retirement is probably the major opportunity of your life for a new and potentially very enjoyable phase of life in which you and not others manage your time. At Jackson Toms we will do a full fact find to see what will best suit your needs.

Call us today to make an appointment for Retirement Planning in Kettering on 01536 526 088.

About Us

Jackson Toms Financial Services are experts in:
■ Pensions
■ Life Cover
■ Retirement Planning
■ Income Drawdown
■ Bringing Pensions together
■ Ongoing Investment Advice

Contact Us

To find out more about the services we offer and the advice we, call us on 01536 526088 for a free initial meeting - or drop us a line…

New Horizons

Planning for your future is easier with the benefit of expert pensions advice. Read what some of our clients say about us...Just click here 

Keep informed

Stay up to date with the complex and changing world of personal finance and planning with out monthly newsletter. Read more here...