Bull market

The record S&P 500 bull run

By Richard Jackson | 26th September 2018

The US stock market set a new record for the longest-ever bull market in August.   Wednesday 22 August 2019 saw the S&P 500…

Life expectancy continues to rise in the UK

Life expectancy – slowing down our old age

By Richard Jackson | 21st September 2018

A paper published in August by the Office for National Statistics (ONS) casts new light on old age and life expectancy in the UK.…

Interest rates on the way says The Bank of England

Interest rates creeping up after nine years

By Richard Jackson | 19th September 2018

The Bank of England increased the base interest rate in August to 0.75% – the second increase in 12 months. The Bank’s decision to…

Inheritance tax revenues rise

Record inheritance tax revenues ahead of simplification review

By Richard Jackson | 17th September 2018

2017/18 produced record inheritance tax (IHT) receipts according to HMRC data published in July. The latest release of the annual statistics revealed IHT produced…

UK Student loans are set to rise

Student loan interest rates increase

By Richard Jackson | 12th September 2018

The rates charged on student loans rose at the start of September. The revised terms for interest on, and repayment of, student loans were…

The Lisa may soon end following criticism in parliament.

Is the LISA’s short life about to end?

By Richard Jackson | 30th August 2018

The Lifetime ISA (LISA) may not survive after low uptake by providers and fresh criticisms from parliament. The LISA has been reviewed by the…

Income tax increases may be coming

OBR forecasts present need for tax increases in the Budget

By Richard Jackson | 23rd August 2018

The long-term outlook for government finances suggests tax increases are inevitable. The Office for Budget Responsibility (OBR) produces medium-term financial forecasts alongside the Budget…

Tax changes will affect the residential letting market

Residential letting to get more difficult

By Richard Jackson | 20th August 2018

Draft legislation concerning residential letting, released in July, contains more bad news for those renting out residential property. The Finance Bill 2018/19 draft legislation published…

Global stock markets prove volatile after the smooth sailing of 2017

By Richard Jackson | 20th August 2018

Source: LSE   The first six months of 2018 were unpredictable times for investors as global stock markets suffered a sudden bout of volatility. The…

Pension tax relief

Is a flat rate scheme coming to pension tax relief?

By Richard Jackson | 16th August 2018

The prospect of a flat rate of tax relief on pension contributions has resurfaced in the national press. The cost of pension relief has…

Suadi Arabia has been named as the next emerging market by a global stock index.

Saudi Arabia: the next emerging market

By Richard Jackson | 30th July 2018

The June 2018 review of constituents for the main Emerging Markets Index has produced a few surprises. The MSCI Emerging Market Index is one of…

Top earners increase their share of tax payments

By Richard Jackson | 30th July 2018

HMRC’s latest statistics provide an insight into the income tax paying population. The figures reveal changes in the distribution of tax revenue over the last…

Understanding what goes in to the FTSE100

By Richard Jackson | 27th July 2018

The latest quarterly review of the FTSE 100 revealed common misunderstandings about how the index is drawn up. Every quarter FTSE Russell, which operates…

National Savings & Investments focusing on smaller investors

By Richard Jackson | 25th July 2018

National Savings & Investments (NS&I) has introduced limits on its offerings for wealthier savers.  In mid-June NS&I announced a revision to the terms of…

Interest rates for the Eurozone and US diverge

By Richard Jackson | 19th July 2018

Important interest rate announcements were made in June, both in the UK and the US.  The US Federal Reserve announced its seventh 0.25% increase…

Pension transfers skyrocket

By Richard Jackson | 22nd June 2018

Pension transfers out of the private sector final salaries boomed in 2017. There was a dramatic increase in the value of number of transfers…

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