Pensions freedom: taking too much or too little  

By Richard Jackson | 19th September 2016

New statistics have been published showing just how much has been withdrawn in the first year of pensions freedom. In August, the Association of…

The six figure pension fund      

By Richard Jackson | 16th September 2016

The fall in interest rates is boosting some pension transfer values. Pension scheme deficits have been hitting the headlines again, and not just those…

Interest rates are now down to 0.25 per cent

By Richard Jackson | 14th September 2016

The Bank of England halved its base rate in August. By the end of the year, it could be lower still. At its first…

Protecting your pension

By Richard Jackson | 3rd September 2016

The interim procedure for claiming the 2016 pension protections has come to an end. The referendum vote has disrupted many plans and timetables this…

Just how much interest are(n’t) you earning?

By Richard Jackson | 26th August 2016

The Bank of England may have finally ended speculation and dropped the interest rate from 0.5% to a new low of 0.25%, but there…

It’s not all bad news on the pound   

By Richard Jackson | 24th August 2016

The Brexit-induced decline in the value of the pound has brought some good news for investors. “The Brexit vote has completely changed the picture…

Property fund lock-ins

By Richard Jackson | 19th August 2016

July saw several major property funds suspend dealings. One of the unexpected outcomes of the UK’s vote to leave the European Union on 23…

A new Chancellor takes the reins

By Richard Jackson | 18th August 2016

A new Chancellor takes the reins The UK now has a new Prime Minister and a new Chancellor, but will tax policy change? If…

Single-tier or No-tier pensions?  

By Richard Jackson | 1st August 2016

The Department for Work & Pensions (DWP) is writing to over 100,000 people with bad news about their state pension. The new single-tier state…

Going for gold with your SIPP  

By Richard Jackson | 29th July 2016

The Royal Mint is offering gold bars to SIPP investors. The rules on what investments can be held within a self-invested personal pension (SIPP)…

Chinese shares almost in from the cold

By Richard Jackson | 25th July 2016

An important decision on the leading emerging markets index has been announced. Which country has the second largest set of stock markets after the…

Retirement choices shrink as annuities withdrawn

By Richard Jackson | 21st July 2016

One of the UK’s biggest insurance companies has withdrawn from the advisory annuity market. The pension freedom reforms revealed in the 2014 Budget claimed…

A volatile first half for 2016 investments

By Richard Jackson | 19th July 2016

The first half of 2016 has been marked by volatility – especially in the final week. June, or to be more accurate, the final…

Are your children already eyeing up their inheritance?

By Richard Jackson | 5th July 2016

Recent research shows that UK household savings are forecast to fall to their lowest rate in over 50 years.   A report produced by the…

Your bank rewards may be less than interesting

By Richard Jackson | 1st July 2016

Not everything your bank pays you counts towards the personal savings allowance. When the personal savings allowance (PSA) was first announced in the March…

National Savings

A happy ending for a cautionary investment tale?  

By Richard Jackson | 24th June 2016

The Treasury has issued a consultation paper on changes to the taxation of single premium investment bonds following a long-running tax tribunal case. Single…

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