US Government Bonds

US Government Bonds: Riding out investment bends

By Richard Jackson | 28th May 2019

Professional investor interest has been focusing on US government bonds, with potential lessons for long term investment.  On 22 March the US stock market…

VCT funds at a peak

A popular peak for venture capital trusts

By Richard Jackson | 21st May 2019

Figures recently released for last tax year show the highest level of VCT investment since 2005/06.  The Association of Investment Companies was quick off…

Chinese investments: the ripple effect widens

By Richard Jackson | 20th May 2019

It is not only Chinese mainland shares which are now attracting investor attention.  Over the past few years, the relevance of shares quoted on…

Pension planning. Pension planning - More peopleworking past the age of 65

Pension planning: How long do you want to work…?

By Richard Jackson | 20th May 2019

As people are living longer, a parallel older-age profile is emerging in the labour force.  Labour market statistics for the period of December 2018…

The ISA or individual savings account is 20 years old this April.

Happy birthday, dear ISA

By Richard Jackson | 30th April 2019

April 6 marked the twentieth birthday of the Individual Savings Account or ISA.  When the ISA was introduced in 1999, many thought it to…

Life expectancy in the UK is to improving as rapidly as predicted - obesity is part of the problem.

Life expectancy – we’re living longer, but…

By Richard Jackson | 30th April 2019

A recent report shows that life expectancy is still improving, but not as quickly as was once expected.  “British life expectancy falls by SIX MONTHS…

Deadline for IR35 Crackdown

The lesson from the loan tax charge

By Richard Jackson | 30th April 2019

The controversy surrounding the loan charge deadline is a reminder of the dangers of aggressive tax planning. If you were offered a way of…

Prospects for the Chinese Stock Market in 2019

China emerges on to the investment stage

By Richard Jackson | 26th April 2019

The importance of China’s stock market is set to quadruple in 2019.   China has been at the forefront of the headlines recently, whether about…

An overshadowed Spring Statement

By Richard Jackson | 21st April 2019

The Chancellor’s Spring Statement was almost obscured by other events in mid-March – the most obvious being Brexit. Ever since he announced a move…

The HICBC may cause national insurance problems for stay at home parents.

HICBC: Protecting the state pension for stay-at-home parents

By Richard Jackson | 28th February 2019

An issue concerning how the high-income child benefit charge (HICBC) can potentially affect stay-at-home parents has emerged.  The HICBC claws back child benefit payments…

Tax free savings is celebrating its twentieth anniversary in 2019

Happy twentieth birthday to tax-free savings

By Richard Jackson | 19th February 2019

The arrival of the new tax year on 6 April means it is time to consider your Individual Savings Accounts (ISA) investments, which will celebrate their…

Money pouring int​o venture capital trusts, despite the risks

By Richard Jackson | 16th February 2019

VCTs have been growing in popularity in recent years, as the graph shows. Nearly £750 million was invested in VCTs in 2017/18, the highest…

global markets fell in 2018

Global markets – the 2018 investment year

By Richard Jackson | 23rd January 2019

The world’s share markets mostly saw falls in 2018.  2018 was a very different year for investors from 2017. During that year, the global…

self-employed pensions

Self-employed pensions – filling the hole

By Richard Jackson | 21st January 2019

The Department for Work and Pensions (DWP) is aiming to expand coverage of self-employed pensions.  Pension automatic enrolment has become a major success since it…

Child Benefit Charge

Understanding the Child Benefit Charge

By Richard Jackson | 14th January 2019

January 7 marked the fifth anniversary of the Child Benefit Charge – a tax on child benefits, an imposition that is still not widely…

New Year resolutions

Shake up your New Year’s resolutions

By Richard Jackson | 11th January 2019

Some people prefer to talk about intentions rather than new year’s resolutions. And to try to look beyond the short-term goals to longer term…

Contact Us

To find out more about the services we offer and the advice we, call us on 01536 526086 for a free initial meeting - or drop us a line…

New Horizons

Planning for your future is easier with the benefit of expert pensions advice. Read what some of our clients say about us...Just click here 

Keep informed

Stay up to date with the complex and changing world of personal finance and planning with out monthly newsletter. Read more here...