Last call for 2016/17 on your annual pension allowance…

By Richard Jackson | 20th February 2020

The clock is ticking on using up your pension annual allowance  The allowance effectively sets the maximum pension contributions from all sources (including your employer) on…

A Budget Day… at last

By Richard Jackson | 18th February 2020

In early January the Chancellor Sajid Javid announced a new Budget date: 11 March 2020.  This could be a significant Budget. Traditionally, the first…

Share prices rose globally in 2019

The 2019 investment year

By Richard Jackson | 30th January 2020

The world’s share markets enjoyed strong rises in 2019.  2019 was a very different year for investors from 2018. Whereas 2018 saw a pattern…

Lisa - Lifetime Isa

The last LISA standing

By Richard Jackson | 28th January 2020

At the start of December, the Help-to-Buy ISA was withdrawn for new investments. The Lifetime ISA (LISA) is now the only ISA plan offering…

Venture capital trusts continue to attract investors

By Richard Jackson | 27th January 2020

The latest statistics from HMRC show the inflows to venture capital trusts (VCTs) have more than doubled since 2009/10.  At the end of last…

New government, new tax targets?

By Richard Jackson | 22nd January 2020

How will the new government affect your financial planning?    December’s general election delivered a Conservative government with the sort of majority which consigns the…

Life expectancy shortens…or does it?

By Richard Jackson | 21st January 2020

New calculations from the Office for National Statistics have lowered life expectancies. Every two years, the Office for National Statistics (ONS) recalculates its national…

Calling a halt on mini-bonds

By Richard Jackson | 30th December 2019

The Financial Conduct Authority has announced a temporary ban on the promotion of most ‘mini-bonds’.  Have you ever been tempted by those advertisements offering…

Time to start your year-end tax planning

By Richard Jackson | 20th December 2019

The Autumn Budget may have been deferred, but the tax year clock is still ticking.   The deferral of the Autumn Budget, originally due on…

Higher state pension increases on the cards

By Richard Jackson | 20th December 2019

Recently released economic data suggest a relatively large increase in the main state pensions for the next tax year, but it’s still inadequate for a…

HMRC keeps an eye on offshore fund investors

By Richard Jackson | 12th December 2019

In early November, HMRC undertook a distinctly non-festive bulk mailing.  “We receive information about investment funds and this information shows that you may have…

Factor inflation into your planning cycle

By Richard Jackson | 10th December 2019

Inflation has fallen to its lowest level in almost three years, but you should still take it into account. The October measure of annual…

Starting early for tax year end investments

By Richard Jackson | 25th November 2019

Venture Capital Trusts have started their fundraising for 2019/20.   There was a time when tax year-end planning didn’t begin until a March Budget was…

One step at a time – investing slowly

By Richard Jackson | 20th November 2019

Are you reluctant to make a lump sum investment in case the timing is wrong?  FTSE 100: 1 January 2017 – 31 October 2019…

What price our tax reliefs?

By Richard Jackson | 18th November 2019

When you look at your annual tax statement, have you ever wondered about the overall cost of the tax reliefs you enjoy? HMRC has…

Probate fee increases abandoned

By Richard Jackson | 15th November 2019

The planned reform of probate fees in England and Wales has been scrapped.  A year ago, the government tabled proposals to increase the level…

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