The HICBC may cause national insurance problems for stay at home parents.

HICBC: Protecting the state pension for stay-at-home parents

By Richard Jackson | 28th February 2019

An issue concerning how the high-income child benefit charge (HICBC) can potentially affect stay-at-home parents has emerged.  The HICBC claws back child benefit payments…

Tax free savings is celebrating its twentieth anniversary in 2019

Happy twentieth birthday to tax-free savings

By Richard Jackson | 19th February 2019

The arrival of the new tax year on 6 April means it is time to consider your Individual Savings Accounts (ISA) investments, which will celebrate their…

Money pouring int​o venture capital trusts, despite the risks

By Richard Jackson | 16th February 2019

VCTs have been growing in popularity in recent years, as the graph shows. Nearly £750 million was invested in VCTs in 2017/18, the highest…

global markets fell in 2018

Global markets – the 2018 investment year

By Richard Jackson | 23rd January 2019

The world’s share markets mostly saw falls in 2018.  2018 was a very different year for investors from 2017. During that year, the global…

self-employed pensions

Self-employed pensions – filling the hole

By Richard Jackson | 21st January 2019

The Department for Work and Pensions (DWP) is aiming to expand coverage of self-employed pensions.  Pension automatic enrolment has become a major success since it…

Child Benefit Charge

Understanding the Child Benefit Charge

By Richard Jackson | 14th January 2019

January 7 marked the fifth anniversary of the Child Benefit Charge – a tax on child benefits, an imposition that is still not widely…

New Year resolutions

Shake up your New Year’s resolutions

By Richard Jackson | 11th January 2019

Some people prefer to talk about intentions rather than new year’s resolutions. And to try to look beyond the short-term goals to longer term…

Tax levels are changing for auto-enrolment pensions

New earnings thresholds for auto-enrolment

By Richard Jackson | 8th January 2019

In early December the Department for Work and Pensions (DWP) announced the thresholds that should apply to automatic enrolment pension contributions from 6 April…

Inheritance tax review

Office of Tax Simplification’s first report on inheritance tax

By Richard Jackson | 21st December 2018

The Office of Tax Simplification (OTS) has published the first part of its inheritance tax (IHT) simplification review. The report highlights a variety of…

Index linked national savings certificates

Index-linked National Savings certificates

By Richard Jackson | 20th December 2018

The popular National Savings & Investments (NS&I) savings certificates will be indexed to CPI instead of RPI from next year. The certificates have not…

UK dividends remain strong despite volatile markets

UK dividends remain strong despite volatile markets

By Richard Jackson | 18th December 2018

UK dividends are continuing to grow faster than inflation, according to the latest quarterly data from Link Asset Service. The latest UK Dividend Monitor…

Probate fees are to be changed

New probate fees to affect many estates

By Richard Jackson | 11th December 2018

The current fees are £215 for individual applications and £155 via a solicitor, with nothing payable if the estate value is up to £5,000.…

State pension age equalises at 65 for men and women

State pension equality means increases for all

By Richard Jackson | 11th December 2018

The State Pension Age (SPA) became equal for men and women for the first time, at age 65, on 6 November 2018. Having reached…

State pensions rise with inflation thanks to the triple lock

By Richard Jackson | 26th November 2018

A 2.6% rise in the single tier state pension was announced in the 2018 Budget. The increase to the single tier state pension, and…

Inflation eating into the value of savings

By Richard Jackson | 23rd November 2018

Inflation still outpaces nearly all available deposit rates. At the end of September, the US bank, Goldman Sachs, launched a new online easy-access savings…

The risks of late estate planning

By Richard Jackson | 18th November 2018

Imagine you are named as the executor and a beneficiary of your wife’s wealthy aunt. You learn that she is suffering from terminal cancer…

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