Tax planning: who are the top 1% of income tax payers?

By Richard Jackson | 2nd October 2019

A recent report looking at who pays the most income tax reveals some interesting findings.  The Institute for Fiscal Studies (IFS) published a briefing…

HMRC's compliance crack down has netted £34 billion

HMRC’s compliance crack down brings in £34 billion

By Richard Jackson | 30th September 2019

New figures show HMRC’s compliance crack down efforts are yielding substantial sums.   In early August, HMRC issued its annual report and accounts for 2018/19.…

The pension age has been forecast to rise to 75

How do you feel about taking a pension at 75?

By Richard Jackson | 26th September 2019

Is a state pension age (SPA) of 75 looking more likely?  Recommendation The SPA should better reflect the longer life expectancies that we now…

Lengthy probate delays are causing problems for bereaved families.

Probate delays affecting estate settlements

By Richard Jackson | 24th September 2019

There are currently long delays in gaining probate on the estates of the recently deceased.  Late in 2018, the government issued a written statement…

Stock market prices mimicked a rollercoaster ride in August

A bumpy ride for August on the markets

By Richard Jackson | 23rd September 2019

Stock markets, as well as some family holidaymakers, experienced a rollercoaster August. The traditional holiday month proved to be anything but quiet on the…

University fees could be in for another shake-up if the government adopts controversial proposals in a new report.

Tuition fees may be coming down

By Richard Jackson | 22nd July 2019

A government-commissioned report has proposed significant changes to the funding of university tuition fees in England.  Students resident in England (different rules apply in…

Widely regarded as most unpopular tax, IHT is under scrutiny from both government and opposition. Is it time it was scrapped for a gifts tax?

Could we see the back of inheritance tax?

By Richard Jackson | 15th July 2019

A paper presented to the Labour Party has suggested the abolition of inheritance tax (IHT).  Labour Party proposals to kill off inheritance tax (IHT)…

The recent trials of the Woodford fund highlight the importance of personal advice on your investments..]

When it comes to funds, the best advice is personal

By Richard Jackson | 11th July 2019

The recent problems with the suspension of dealings in a heavily promoted UK equity income fund have exposed the blurred line between advice and…

Free TV license row highlights the cost of an ageing population

Implications from the over-75 TV licences row

By Richard Jackson | 8th July 2019

The BBC’s decision to scrap universal free TV licences for the over-75s is part of the larger debate about our growing ageing population.  Free…

Buoyant stock markets have defied analysts' prediction so far this year.

2019 stock markets defy analysts’ predictions

By Richard Jackson | 4th July 2019

The world’s stock markets had a buoyant first six months. The final few months of 2018 were a dark time for the world’s stock…

Probate fees are to be changed

How well do you understand inheritance tax?

By Richard Jackson | 1st July 2019

A survey by HMRC published in May concluded that the public have a relatively poor knowledge of inheritance tax (IHT) rules and lack of…

Dividends wobble with 40% cuts

By Richard Jackson | 28th June 2019

Recent dividend announcements have been an unwelcome reminder for some investors that peaks also have downsides.  Dividends matter to investors in UK shares. The…

New ideas for funding long-term care

Another take on long-term care costs

By Richard Jackson | 25th June 2019

A new set of proposals for funding long-term care has emerged from a significant source.  The funding of long-term care is an issue that…

UBI could transform the UK's tax system

Brave new world of UBI?

By Richard Jackson | 24th June 2019

UBI – If those three letters mean nothing to you now, they may do soon.  Universal Basic Income (UBI) has become a topic attracting…

Flexible pensions are causing tax overpayment problems

Flexible pensions: too taxing for many

By Richard Jackson | 21st June 2019

Recent HMRC statistics highlight the over-taxation of some flexible pensions benefits.  More than one million people have received flexible pension payments thanks to therules introduced…

US Government Bonds

US Government Bonds: Riding out investment bends

By Richard Jackson | 28th May 2019

Professional investor interest has been focusing on US government bonds, with potential lessons for long term investment.  On 22 March the US stock market…

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