Caring for those around us

For a brighter old age

 

                                   For your peace of mind

 

 

 

For expert impartial advice

Jackson Toms - the pensions specialists

The local pensions specialists

If you require pension advice look no further than Jackson Toms, the pensions specialists. We are highly experienced financial advisers, offering a professional independent service to our clients since 2003.

The value of the investment can go down as well as up and you may not get back as much as you put in.

Why Jackson Toms

Our reputation is built on the quality of service we provide. Our advice is based on a full understanding of every client's personal circumstances and We perform a full fact find into what is best for your specific situation.

Call us today to make an appointment or fill out our Contact Us form...

Expert advice

Making plans for the future - and understanding the financial options for retirement available to you are among the most important decisions that we make in life. That's why the help of a qualified independent advisor can help.

For a no-charge first meeting with Jackson Toms, contact us today.

Last Budget before Brexit - how the changes will affect you

Close-up of typing male hands
New english street view
LONDON - 22ND, NIV 2017: Chancellor of the Exchequer, Philip Hammond, holds the famous red box on the steps of Number 11 Downing street, before leaving for the Palace of Westminster to deliver it to the House
Studio shot of man holding white sign with the words Thank You
Brexit on United Kingdom membership of the European Union London skyline concept with businessman.

Our free plain English guide to Philip Hammond's latest Budget (the last before Brexit), contains a full review of changes to personal taxation, pensions, investment allowances, capital gains tax, car tax, national insurance contributions and changes in the financial landscape for business.

DOWNLOAD HERE

News and comment

HICBC: Protecting the state pension for stay-at-home parents

By Richard Jackson | 28th February 2019

An issue concerning how the high-income child benefit charge (HICBC) can potentially affect stay-at-home parents has emerged.  The HICBC claws back child benefit payments where either parent has income over £50,000 a year and removes the benefit entirely if either parent has income over £60,000. For couples where one person earns over £60,000 whilst the…

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Happy twentieth birthday to tax-free savings

By Richard Jackson | 19th February 2019

The arrival of the new tax year on 6 April means it is time to consider your Individual Savings Accounts (ISA) investments, which will celebrate their 20thbirthday in April. Over the last 20 years, the maximum annual contribution has risen from £7,000 per tax year to £20,000 for 2019/20. If you managed to set aside the maximum…

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Money pouring int​o venture capital trusts, despite the risks

By Richard Jackson | 16th February 2019

VCTs have been growing in popularity in recent years, as the graph shows. Nearly £750 million was invested in VCTs in 2017/18, the highest figure since 2005/06, when the rate of income tax relief was temporarily boosted to 40% (against the current 30%). There were two main reasons for the surge in popularity in the…

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Global markets – the 2018 investment year

By Richard Jackson | 23rd January 2019

The world’s share markets mostly saw falls in 2018.  2018 was a very different year for investors from 2017. During that year, the global markets generally produced positive returns with very little volatility. Both years had their fair share of dramas, with Brexit and Donald Trump sources of concern across the 24 months. However, whereas…

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Self-employed pensions – filling the hole

By Richard Jackson | 21st January 2019

The Department for Work and Pensions (DWP) is aiming to expand coverage of self-employed pensions.  Pension automatic enrolment has become a major success since it was launched nearly seven years ago, with almost ten million people joining a workplace pension arrangement. Take-up rates have been much higher than some pundits had forecast – the latest calculation from…

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Understanding the Child Benefit Charge

By Richard Jackson | 14th January 2019

January 7 marked the fifth anniversary of the Child Benefit Charge – a tax on child benefits, an imposition that is still not widely understood.  The High Income Child Benefit Charge (HICBC), to give child benefit tax its correct name, was introduced in a rush by George Osborne – so much so that it began…

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Jackson Toms

Jackson Toms Financial Services Limited was founded in 2003 by Richard Jackson and Martin Toms, who ran his own accountancy practice from 1982 to 2006. We have worked extremely hard to build and develop an excellent reputation in  Northamptonshire, Leicestershire, Rutland, Bedfordshire and Cambridgeshire. We have done this by providing financial services which are tailored around the unique requirements of the client.

Retirement planning

Whatever your feelings, retirement is probably the major opportunity of your life for a new and potentially very enjoyable phase of life in which you and not others manage your time.
At Jackson Toms we will do a full fact find to see what will best suit your needs.

Call us today to make an appointment for Retirement Planning in Kettering on 01536 526 088.

About Us

Jackson Toms Financial Services are experts in:
■ Pensions
■ Life Cover
■ Retirement Planning
■ Income Drawdown
■ Bringing Pensions together
■ Ongoing Investment Advice

Contact Us

To find out more about the services we offer and the advice we, call us on 01536 526088 for a free initial meeting - or drop us a line…

New Horizons

Planning for your future is easier with the benefit of expert pensions advice. Read what some of our clients say about us...Just click here 

Keep informed

Stay up to date with the complex and changing world of personal finance and planning with out monthly newsletter. Read more here...